Services

We provide businesses with unparalleled service to ensure support during every step and at every level.

This area of insurance can be particularly time consuming for any employer, and our firm has the experience to assist our clients in the following areas:

• Strategic policy design
• Explanation of benefits
• Access to all insurance companies that meet your needs
• Negotiating competitive pricing with insurance companies
• Preparing an analysis of all bids
• Conducting enrollment meetings
• Implementation of follow up
• Guiding you with knowledge of current legislative issues to improve your company’s cash flow (TAX STRATEGIES)
• Continual support with billings issues, claims payments and administrative procedures

We represent America’s premier insurance providers and serve great businesses all over Texas with coverage for:

• Health (HSA, HRA, CDHP, PPO, etc.)
• Dental
• Vision
• Life
• Self Funding
• Wellness Programs
• Long Term Care
• Short and Long Term Disability
• Employee Assistance Programs (EAP)
• Section 125 Plan (POP, FSA and dependent care)
• Retirement (multiple employer, 401(k), 403(b) plans)
• Worksite supplement coverage (cancer, accident, critical illness, etc.)

You are important to us and it is our goal to help you plan for every stage of your life.

We offer a variety of plans for individuals.  Our agents will help you to customize your coverage based on your needs and plan for the future with the options below:

• Life
• Health
• Dental
• Vision
• Medicare Supplements
• Long Term Disability
• Long Term Care Planning
• Retirement Plans (qualified & non-qualified)
• Annuities
• Mutual Funds
• 401 (k) / IRA rollovers
• College planning (529 Plans)

In order to provide our clients with comprehensive assistance, we offer a variety of supplemental services:

• Consultation
• Retirement Planning – Life long income and income tax planning
• Investment and Savings Strategies – Mutual funds, annuities, REITS, gold and silver
• Survivor Income
• Estate Tax and distribution Planning
• Human Resources Services – Payroll and extended administrative services